Export-Import Bank Case Study Example | Topics and Well Written Essays - 500 words

Export-Import Bank - Case Study Example Ex-Im began issuing loan guarantees after thirty years of existence. This move aimed at encouraging commercial banks to take part in export markets. Loan guarantees focused on reducing the administrative obligations of commercial banks. Loan guarantees surpassed direct loans, making insurance to become popular. Ex-Im guarantees 90% of the outstanding balance of working capital loans from a commercial bank to an exporter. It only authorized transactions that had a reasonable assurance of repayment. It offers medium and long-term coverage for transactions by providing an 85% guarantee. In this case, a 15% deposit is required from the buyer. Ex-Im charges the following costs on direct loans and medium and long-term guarantees; Export-Import bank charged fixed interest rates on loans that were set at the Commercial Interest Reference Rate (CIRR). The cost of direct loans was static; that is, it was set after numerous negotiations among countries in the OECD (organization for Economic Co-operation and Development). All medium and long-term guarantees were subject to a ‘one-off’ exposure fee. The exposure fee was determined by the degree of transactional risk. For example, scheduled payments from Amal to Wells Fargo were subject to a 0.2 exposure risk value. The beta constitutes the transactional risk for the scheduled payments. Ex-Im would charge a 0.2 exposure fee for the transactional risk. Importer payment obligations differed from those of foreign buyers of a U.S. product. Direct loans and guarantees of importer payment obligations are influenced by various aspects such as; market risk premium of the destination country, the repayment period, percentage of exports covered, and whether the exposure fee was financed or paid in advance. Each country has a baseline fee set for sovereign borrowers. Non-sovereign borrowers are subject to a transaction risk increment higher than the

A Discussion of the Final Chapter of Dr Jekyll and Mr Hyde Essay Example for Free

A Discussion of the Final Chapter of Dr Jekyll and Mr Hyde Essay In the final stages of Dr Jekyll and Mr Hyde, there are many ways in which the author, Robert Louis Stevenson, both explores human nature, and also creates a sense of sympathy on the part of the reader for Dr Henry Jekyll, which could be said to extend to Mr Edward Hyde as well. In reference to the authors exploration of the nature of humanity, the settings of the story itself are very important. Previous to the writing of this story, there had been a firm tradition of horror stories being set exclusively in rural areas, perhaps due to the fact that only a minority of people lived in these areas, and so to those elsewhere it would have seemed far more remote and exotic. Stevensons thriller was ground-breaking in that it focussed its plot in an urban setting, by name London, but also with extraordinary resemblance to Stevensons home city of Edinburgh. This setting reflects the idea of urban expansion into the countryside, but more importantly the more modern appearance of this particular horror story. Because a large majority of the readers of this book would have been living in the city, it brings the story closer to them, and allows them to become more involved in the events of the plot. Stevensons use of the city as the setting for his story also is also representative of early manifestations of writers of this era moving towards using the city as a representation of fear and darkness, rather than its previous role as a deeply romanticized place. In terms of Stevensons investigation of human nature, the proximity of Jekylls laboratory and his fine house is very significant. The laboratory represents, in my opinion, the hidden, secretive side of his life, involving his work, as well his life as Mr Edward Hyde. The fact that this laboratory is so close to Jekylls expensive and upper-class house, representing his professional and social life as a doctor and a well-respected member of society, signifies the proximity of the two parts of his character, in fact their intricate relationship, intertwined and connected in so many different aspects. This idea is also mentioned by Jekyll himself in the final chapter, in his account of events, emphatically saying; It was the curse of mankind that these two incongruous faggots were thus bound together-that in the agonized womb of consciousness, these polar twins should be continuously struggling. I have decided to quote this sentence because I believe it is very revealing about the thorough and primitive duality of man explored in the text. Jekyll talks of incongruous faggots being bound together, meaning that the two elements do not combine, but that they are still as one. The phrase polar twins, is almost a contradiction in terms, and shows that the two elements of Dr Jekylls psyche are both united in their existence, but also that they are totally opposite. The phrase duality of man, used earlier in this chapter, also expresses the idea of two parts to every mind or conscience, an ego and a superego. Mr Edward Hyde is the ego, an utterly self-absorbed being, merely concerned with and conscious of themselves. Dr Jekyll, however, is the superego, the element of the character which socialises the entirety, enabling it to interact with others. No man is complete without both of these parts, and neither can truly exist without the other. However, Jekylls apparent desire to appear arid and utterly professional externally, and his recognition of his chief fault as a certain impatient gaiety of disposition seems to have forced him into a desire to separate the two parts of his character, the superego and the ego. This, in his mind, would allow him to live as two men, but his failure to predict the nature of these two individual characters leads to his suffering and isolation. In the final chapter, his retrospective account, he concedes, all human beings, as we meet them, are commingled out of good and evil: and Edward Hyde, alone in the ranks of mankind, was pure evil. Stevenson himself shares some parallels with the character of Jekyll. Born into a strictly religious, part of the Calvinist movement, Stevenson grew up with the belief, although possibly inescapable, that there was an underlying and constant presence of sin in everything; every action and every person. This is shown in the character of Henry Jekyll, and the underlying evil that is personified by Edward Hyde. In Jekylls earlier life, he was forced to conceal his pleasures from his family, becoming rebellious against his father, just as Jekyll himself feels urged to do in the story, and from which the beginnings of his familiarity with a double-life or, as he says a profound duplicity of life, can be traced. The context of the story is also important in terms of the sympathy created by the author for Hyde. The period in which the book is set was one of enormous scientific progress and discovery, and in my opinion, this adds a further element to the reasons for a feeling of sympathy for Henry Jekyll. Jekyll himself cites a burning ambition inside himself as being a key reason for his unquenchable thirst to discover the true nature of humanity, and thus his desire to become Hyde. The intensity of the scientific world of the period, and the temptation which face Jekyll after his first experience of the transformation both appear to contribute towards his inability to stop himself becoming Hyde. Jekyll himself seems to realise the responsibility of these factors towards the end of the book, in his account of events. One particular example of this is; Strange as my circumstances were, the terms of this debate are as old and commonplace as man: much the same inducements and alarms cast the die for any tempted and trembling sinner; and it fell out with me, as it falls with so vast a majority of my fellows, that I chose the better part and was found wanting the strength to keep it This clearly shows Jekylls impotence to stop himself from leaning towards the temptation of his new life, and also that this was not a vice exclusive to him as an individual, but that it was something unavoidably and unquestionably natural for mankind. This creates a sense of sympathy on behalf of the reader, because it emphasises Jekylls lack of power and control over his actions, as well as explaining to the reader that the evil which is brought out of Henry Jekyll is not something that he is to blame for, instead that he is a victim of his own ambition and daring, as well as the ambition and aspirations of the society in which he lived. Another remark which shows this idea is, It was thus the exacting nature of my aspirations, than any particular degradation in my faults, that made me what I was, expressing the feeling of blamelessness in Jekyll, and thus the sympathy in the reader for him. Another way in which the reader is led to sympathise with Jekyll is the way in which Jekyll is tempted to become Hyde by his feelings of restriction and his desire to find pleasure, whilst keeping his life as Dr Henry Jekyll separate from this. In his account, Jekyll explains that, in becoming Hyde, he is free from the bonds of obligation and is able to, like a schoolboy, strip off these lendings and spring headlong into the sea of liberty. These quotations clearly show the immense need for freedom that Dr Jekyll faces, and the extent to which he is prepared to act in order to obtain this freedom. There seems, to me, to be a certain resemblance to the idea of sin and temptation in this element of the story. Jekyll clearly feels restricted by, and in, the world in which he lives, and the fact that he is aware of a way out of this world causes his inability to resist the temptation of taking the path to freedom. When he has experienced the freedom for the first time, he is unable to st op himself from using the potion in order to free himself from the burdens of society. The sympathy induced by Stevenson is not, however, limited to the character of Dr Jekyll. To a certain extent, Mr Hyde is worthy of some pity himself. The main way in which this applies is in relation to Hydes death and disappearance. Hyde commits suicide because he is afraid of being caught, and subsequently punished for his violent actions. If we are to believe that Hyde is evil incarnate, and that he possesses no element of good in his character, then the fact that he is unable to forgive himself his wrongdoings, and that he makes excuses for his actions, would seem to suggest that he cannot be seen as utterly ruthless, and thus in a sense he is weak. This inability to ignore his conscience, means, in my opinion, that he is not in fact entirely evil, and that the relationship between good and evil, and between Dr Henry Jekyll and Mr Edward Hyde, is not as defined as one might think, that there are shades of grey to be considered. I believe that this creates sympathy for Hyde, making him appear wretched and pitiful. Indeed, Dr Jekyll himself creates and expresses a certain degree of pity for Hyde, admitting that he cannot wholly condemn his actions, because he himself envies the way in which Hyde embraces his freedom. He says, But his love of life is wonderfulI find it in my heart to pity him The fact that even Jekyll feels pity for his wretched inner self merely serves to encourage similar feelings in the reader. In conclusion, I believe that Dr Henry Jekyll bravely sacrifices his own life in order to prevent the evil Edward Hyde from being free. In this sense, I feel that he shows another side of human nature which is almost entirely exclusive to Jekylls superego, the conscience. Jekyll shows an ability to consider the situation of others above himself, and importantly, an ability to recognise between good and evil.

Juvenile Justice :: essays research papers fc

Juvenile Justice Though crime, in general, is on the decline there are specific crimes and group offenders that are actually increasing. Specific crimes such as hate crimes, those crimes motivated by hostility to the victim as a member of a group, based on color, creed, gender, or sexual orientation, and juvenile crimes have become escalating debates. Lionel Tate, a 12-year-old boy at the time of his actions, is a suitable case to investigate. Using his case, I will address the increase in juvenile delinquency, the contributions to the malice acts, the severity of the crimes being committed by youth, and possible, yet reasonable repercussions. Lionel Tate, now 14, was charged with first-degree murder and sentenced to life in prison without parole on March 9, 2001. This harsh conviction was founded on the basis of the beating and death of 6-year-old Tiffany Eunick. Tate defense lied in the hands of his television heroes, professional wrestlers, whom he claimed he was simply imitating. This argument was not enough to convince the jurors that his actions were an accident. If a defense team was not able to convince a select group of individual that violence on television is becoming more of an issue with youth violence, then how is a nation of parents going to be convinced that television, video games and other public violence is affecting their children. Is every parent going to have to experience what Lionel Tate or Tiffany Eunick's parents experienced to see the effects of a violent society in which children are being raised? Understand that there are more than one cause to juvenile violence. Media and television related violence is only one of the factors. Addressing and trying to correct one issue at a time is going to be the most productive. Take television for example. Lionel Tate was obviously influenced by actions he saw from people, adults, on television. Though not all blame can be put in the hands of the entertainment industry. Other factors including parent control and limitation, and previous behavioral patterns could have prevented Tiffany's death. In the book, Children in a Violent Society, Joy Osofsky makes a strong case about kids and the negative effects of witnessing violence. "Children learn what they see†¦and they do not learn that violence is bad. Too often, they learn that violence is an acceptable way to resolve conflict†¦"(Osofsky, 4). Take a hypothetical situation about Johnny.

The Valley :: Andes Ecuador The Awakening Valley Papers

The Valley - Awake! In 1946, John Collier, Jr. and Anà ­bal Buitrà ³n wrote The Awakening Valley, telling the story of a social miracle happening in Ecuador - in the valley at the foot of Tiata Imbabura. (1, cover) In 1993, forty-three years later, I set foot in that same area and discovered a valley, not awakening, but awake! My son, Matt, and I were traveling by bus, north out of Quito, on our way to Colombia. (4) We had been advised to be in Otavalo on a weekend to experience the famous market. Little did we know that this trip would evolve into many more trips and to special relationships with the people living in this valley, high in the Andes. Ecuador, among the smallest and most unspoiled of South American nations, owes its name to its geographic location - astride the equator. (6, p. 59) The Andes divide into two parallel chains in Ecuador - the western and the eastern, which run like twin spinal columns from north to south. The valley in which most Ecuadorians live, and where most of the mountain areas agricultural produce is grown, runs for about four hundred kilometers in between. Some thirty volcanoes serve to fence in the valley from either side. The deep river valleys (hoyas) are home to agricultural communities whose way of life seems to have remained unchanged for centuries. (6, p. 64) A book written by Linda A. Newsom, Life and Death in Early Colonial Ecuador, and reviewed by Mary A. Y. Gallagher, (2) begins with a study at or just before the point when the Ecuadorian sierra began to be incorporated into the Inca Empire (ca. 1460). She describes in great detail what can be inferred about the preconquest population of Ecuador’s regions: sierra, coast and Oriente. She then describes the disastrous impact of Inca penetration and partial conquest of Ecuador, and of the prolonged wars still being fought there when Spanish brought Ecuador’s first colonial period to an abrupt end and began a new series of invasions which subdued and "reduced" the indigenous population over a number of years. This history, laced with the invasion of the Incas and the Spanish had a great impact on this small country.

Malaysia Low Cost Medium Housing

In this article, the issues and challenges in implementing low medium cost housing in Malaysia under Malaysia’s government plan are deemed as somehow unsuccessful but have helped numerous Malaysians in owning a house. Issues arose for various reasons including those from the local authority, private developers and housing delivery system. There is no proper local authority regulation to evaluate the price of low medium cost housing in Kuala Lumpur. According to the data collected on table 5, most people who are working at Kuala Lumpur falls under the income category of less than RM1999 a month which is at 32. 7% and they can only afford to pay for a house below RM42,000. There is no possible way for the low income category to own a house in Kuala Lumpur because the price range to own a house in Kuala Lumpur is between RM42,000 to RM 85,000 per unit. Private developers are not interested in building low medium cost housing because of meager benefits like low profitability and no incentives are given. Clearly, the local authorities are not doing a very good job in monitoring the process of constructing new houses. Based on table 3, the planned and completed housing units are mostly not up to par. In fact, the Seventh Malaysia Plan reflected on only a 17. 1% of the targeted units of 110,000 low medium cost houses were completed. Also, there is a clear miss-match between demand and supply of low medium cost housing in Malaysia. Based on table 3, in the Seventh Malaysia Plan, the private sector built 268250 high cost houses more while 10402 low medium cost houses lesser. The primary demand was more on low medium cost houses, instead, more high cost houses were built. Clearly, there would be a vast imbalance on the demand and supply aspect. Also, there were no stern control to be hinged on by the housing delivery system. The low medium cost houses were always property speculators’ choice for them to make investments.

Concept of Culture essays

Concept of Culture essays Assignment B-Concept of Culture Essay Anthropology is the field of inquiry that studies human culture and evolutionary aspects of human biology. Anthropology is derived from the Greek words, anthropos, meaning human, and logos, meaning word or study of. Anthropologists examine such topics as how people live, what they think, what they produce, and how they interact within their environment. Culture refers to the ways of life that are learned and shared from one generation to the next. Usually people within the same society share the same culture, so anthropologists use the terms society and culture interchangeably. Being that anthropology is a broad field of study, most anthropologists choose from one of four subfields to specialize in. The subfields are cultural anthropology, archaeology, linguistic anthropology, and physical anthropology. The focus of cultural anthropology is the characteristics of human behavior. The interest is of present-day people and the societies they live in. The beginning of cultural anthropology is found to have started in the nineteenth century, when the Europeans became observant of what they called primitive societies in Africa and Asia. Cultural anthropologists study the topics such as: the interaction between people, the ideals they hold, the way they make their livings, and the organization of the establishments in which they live. On the other hand, archaeology is the study of the past, rather than living, human societies and culture. Archeologists main concern is with culture; they rely on artifacts left by past societies. There is found to be a connection between the artifacts left from an ancient society to the nature of that society. Another focus is on the past environments, this gives an understanding of how environmental forces shaped the growth of human culture. One of the most uniquely human charac ...

Hidden curriculum essayEssay Writing Service

Hidden curriculum essayEssay Writing Service Hidden curriculum essay Hidden curriculum essayExplain the â€Å"hidden curriculum† as described in your book. How can this help students? How can it be harmful to students and teachers?The concept of â€Å"a hidden curriculum† was first introduced by Jackson in 1968. The â€Å"hidden curriculum† differs from the official traditional curriculum, which is â€Å"taught through the spoken and written words in the classroom settings of traditional schools† (Eikeland, 2001, p. 145). The â€Å"hidden curriculum† involves various practices that reflect the way the major things in the classroom are organized to improve students’ education. In other words, students do not just get the new information and assess the content provided by teachers, they also â€Å"learn to sit quietly, to memorize and repeat, to believe that questions have one correct answer written in some book, and that helping each other equals cheating† (Eikeland, 2001, p. 145).  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Many teachers place emphasis on the importance of the â€Å"hidden curriculum† in students’ personal development and in â€Å"guiding participation in and interpretation of social conventions† (Harpur, 2004, p. 79). Teachers explain the use of the â€Å"hidden curriculum† as the best way to follow the established social conventions that contribute to the effective communication practices. In school setting, the major social conventions include interactions with teachers and students. In this case, it is necessary to refer to the role of language, gestures and glances. Teachers take into consideration not only the indirect use of spoken language, but also body language, gestures, eye glances, which often have a significant meaning. Researchers state that in college, students are mature and are focused on bringing clarity to their social interactions. Thus, students should apply their intellectual skills to â€Å"analyzing and compreh ending the â€Å"hidden curriculum† (Harpur, 2004, p. 80).  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Moreover, the â€Å"hidden curriculum† helps students to become more independent and self-confident. According to researchers, â€Å"social roles are learnt in the way it is claimed, as are sex roles and attitudes to many other aspects of living†(Kelly, 2009, p. 10). The â€Å"hidden curriculum† affects the established attitudes and values created by teachers in order to be communicated to students in the course of a learning practice. Students effectively use the knowledge provided in classroom settings, based on the values hidden in the arrangements created by teachers in schools. This fact means that those people who are involved in the design of the school curricular are focused on the development of the so-called expressive culture. In some cases, the curriculum is hidden from students, but the values that should be learnt by students are clearly de fined as a part of the planned practice. The â€Å"hidden curriculum† helps students to eliminate the commitment of the acts of racism and gender discrimination. In addition, the â€Å"hidden curriculum† can teach students how to survive in school setting, especially if students have to cheat.  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   However, the â€Å"hidden curriculum† can it be harmful to students and teachers. Many teachers consider that some of the values and attitudes that are learnt through the â€Å"hidden curriculum† do not have direct relation to teachers’ practice. They argue that these values can be learnt as a â€Å"by-product of what is planned and of the materials provided† in school setting (Kelly, 2009, p. 10). Researchers believe that the nature of individual experiences, as well as the hidden forms of learning, affects students as well. Students face certain problems when they try to assume responsibility for their acti ons. In some cases, they fail to eliminate some unplanned and uncontrolled practices that can be defined as â€Å"a de-schooling of society† (Kelly, 2009). The â€Å"hidden curriculum† can cause harm to students, especially when their moral sensibilities allow them to cheat without any guilt.Thus, it is necessary to conclude that what is practiced in the classroom stands for the â€Å"hidden curriculum†, and what is preaches in the classroom stands for â€Å"open curriculum†. There is a close link between the â€Å"hidden curriculum† and the curriculum, although the hidden messages cannot be regarded as part of the official and planned activities of students in school setting. The â€Å"hidden curriculum† does not have any clear and systematic planning because students use hidden messages that come from everyday school activities and promote certain values, attitudes, and skills. As a result, the â€Å"hidden curriculum† can be useful for students’ personal development, but, at the same time, it can be harmful to students in terms of morality and ethical behavior.  Ã‚  Ã‚   Explain the following statement: â€Å"Race is not a simple matter of skin color but a socially constructed category.†The statement â€Å"Race is not a simple matter of skin color but a socially constructed category† gives an opportunity to access race as a socially determined category of human identity and human interaction. Race is similar to other categories, such as gender, age and class. The term race has direct relation to the concept of racism, which stands for prejudice, ignorance, or a disease that afflicts some individuals and causes them to discriminate against others just because of the way they look† (Bonilla-Silva, 2006, p. 13). According to researchers, race is a socially constructed category as it is focused on the process of construction of human society. For example, two categories â€Å"Negroes † and â€Å"Indians† were constructed in the 16-th century in order to â€Å"justify the conquest and exploitation of various people† (Bonilla-Silva, 2006, p. 28). As a result, â€Å"Indians† are represented as savages, while Europeans are represented as highly civilized. These facts mean that the category of race was invented to promote the so-called racialization of people in human society. Race as a socially invented category contributes to the development of a certain form of social distinction, similar to the categories of class and gender. Race as a socially constructed category generates â€Å"new forms of human association with definite status differences†(Bonilla-Silva, 2006, p. 28). This process affects human society and leads to the development of the category of race, in which race is characterizes as a â€Å"category of group association and identity† (Bonilla-Silva, 2006, p. 28).Hidden curriculum essay part 2

Review World Trade Center by Oliver Stone

Review World Trade Center by Oliver Stone Introduction The purpose of this study is to analyze the movie World Trade Center (2006) directed by Oliver Stone. The assessment will capture the nature of the crisis presented in the movie, the steps taken to alleviate the crisis and the skills employed in the rescue operations. The study will also assess the development of the virtue of resilience as depicted in the movie.Advertising We will write a custom essay sample on Review: â€Å"World Trade Center† by Oliver Stone specifically for you for only $16.05 $11/page Learn More A crisis occurs as a result of an unexpected situation that is precarious and life threatening. In most cases, the cause of the threat is predominantly unidentified. The situation causing the crisis may result from poor system performance. Crises are associated with complex systems. Simple systems do not necessarily cause crises. In any crisis set-up, an immediate solution must be sort. One of the characteristics of a crisis is that it occurs unexpectedly. Due to the uncertainty manifested by the crisis, it may cause a lot of anxiety to the parties concerned (James Gilliland, 2013). The nature of the crisis presented Crises may be put in various categories ranging from development, situational and eco-systematic crises. The type of crisis presented in the movie World Trade Center (2006) directed by Oliver Stone is a situational one. A situational crisis occurs suddenly (James 2008). It is not designated to appear at any particular place. It randomly occurs. It is not possible to forecast a situational crisis hence the need to employ some crisis preparedness techniques arise. The most ideal situation is to have disaster preparedness systems in place so that they could be used in case of any crisis. Situational crises are usually very powerful, outrageous and disastrous. In the movie World Trade Center (2006) directed by Oliver Stone, immediately when the South Tower was hit, the victims were seen jumpin g out of the tower. When the South Tower started to rubble, the police officers from Port Authority Police had already begun their rescue operations. They entered the concourse of the tower with the security equipment. When one the officers named Pezzulo was trying to free his colleague’s leg from the rubble, the North Tower began to rubble, and Pezzulo was critically injured and died.Advertising Looking for essay on art and design? Let's see if we can help you! Get your first paper with 15% OFF Learn More Family members were anxiously waiting for the rescue of members from the rubble. The fate of the trapped members, Mclaughlin and Jimeno, was unknown hence this caused anxiety. Nobody knew whether they were dead or alive. Steps for alleviating the crisis At first, John Mclaughlin noted that a plane was flying dangerously overhead. When the North Tower had been hit, he together with other officers rushed to the scene and started the rescue operations. They were unaware of the threat that was to happen and its magnitude. This was a confident move in dealing with a threat of unknown magnitude. When the second tower started to rubble, the officers took cover in the service shaft. Some of the officers like Amoros and Rodriques did not manage to reach the service shaft. This demonstrated an excellent way of getting an immediate solution to the crisis. While John McLoughlin and Willy Jimeno were still trapped in the rubble for long hours, McLoughlin tried his best to keep Jimeno from falling asleep. This portrayed that the two were still hopeful that they would be rescued. Family members desperately waited for the rescue of their loved ones. This was a courageous way of expressing hope in the midst of crisis. Friends stood next to the family members. Even though they were quite helpless in offering any sort of help, they expressed love and comfort during the crisis. They turned to the church and God for divine intervention. This was an important aspect taken for granted during the crisis. Coping skills The wives of the two police officers, Donna McLoughlin and Allison Jimeno, remained strong amidst the crisis that was affecting them. Their children looked upon them. They had to be strong. Any signs of desperation would have negatively affected their children. The two ladies may have been thinking of the responsibility that would be laid with them in case of their husbands death. The trapped officers endured pain. In one of the scenes, Jimeno legs were trapped in the rubble. This showed that he endured pain from the weight of the rubble on his leg.Advertising We will write a custom essay sample on Review: â€Å"World Trade Center† by Oliver Stone specifically for you for only $16.05 $11/page Learn More Unlike many other crises where the affected parties appeared helpless, this was not case with the said police officer. On realizing that there was a metal bar above his body in the t rapped situation, Jimeno used it to produce some noise so that the rescuers could hear it and eventually came and helped them. Crisis victims often experience some inability to cope with the situation encountered. Some signs of person’s inability to cope with the skills required are portrayed in the movie World Trade Center (2006) by Oliver Stone. Some desperation may have gripped the two officers trapped in the rubble. They wanted to get out of the trapped situation as soon as possible though it was impossible as they remained trapped for several hours (Halbfinger, 2006). The two officers could also have been bewildered by the situation they were in. None of them may have gone through such an experience before. The trapped officers may have feared that the situation could have been more dangerous. There was a confusion which affected their ability to think clearly. Developing resilience US Marine officers were there for so many hours (Halbfinger, 2006). They dedicated themse lves wholly to ensure that all the rescue operations were accomplished. The noise from the metal bar produced by Jimeno alerted them, and they were able to identify the location where the two were trapped (Stone, 2006). The family members, colleagues and friends all came to the hospital to support the rescued victims (Wright, 2012). This demonstrated their unity and hope for the better. The children of the trapped officers, especially McLoughlin’s, were teenagers. Having witnessed what happened to their fathers, the children developed some resilience towards such a future occurrence. Conclusion A crisis situation can happen any time. Proper management of a crisis scenario plays a major role in ensuring that people’s lives are saved (Hergenhahn, 2005). This can take various dimensions depending on the situation. Crisis victims normally require both physical and psychological healing.Advertising Looking for essay on art and design? Let's see if we can help you! Get your first paper with 15% OFF Learn More If psychological healing is ignored, the victim ends up suffering even after the physical healing has been administered to them. It is important to employ the services of a trained counselor to offer psychological therapy. Trained counselors are able to identify the cause of psychological trauma and, therefore, guide the victim step by step through the healing process. References Halbfinger, D. M. (2006). Oliver Stones World Trade Center Seeks Truth in the Rubble .New York, USA: The New York Times. Hergenhahn, B.R. (2005). An introduction to the history of psychology. Belmont, USA: Wadsworth Publishing. James, R.K., Gilliland, B.E. (2013). Crisis intervention strategies. (7th ed). Belmont, USA: Cengage Learning. Stone, Oliver. (Director). (2006). World Trade Center [DVD].United States, Paramount Pictures. Wright, H. N. (2012). The complete guide to crisis trauma counseling: What to do and say when it matters most. Ventura, USA: Regal Books.

Saving the Environment and the Bottom Line Term Paper

Saving the Environment and the Bottom Line - Term Paper Example The labor usage in replacement should be sourced internally to prevent further expenditure Assuming the cost of the showerhead is 50 dollars total saving per showerhead will be the number of guestrooms and the product of the rte of occupants, i.e. 375* 67/100 this will give an approximate figure of 251 rooms. The participant indicates a rate of 1.4 persons per room. The occupant will amount to 251*1.4 which is approximately 352 persons. Assuming each person spends 15 minutes in the shower daily thus his daily gallons will be 1.8*15 minutes which sums at 27 gallons per person daily to give an overall usage of 9504 gallons (351*27). The previous usage stood at 17901 gallons (3.4*15*351). The overall savings will stand at 8397 gallons (17901-9504). The cost will amount to $48.03(5.72*8397/1000) cost savings on showers. The yearly savings will amount to $17520 (48.03*365 days). The savings on toilet gallons will 218416 (1.7*352*365), the cost in savings $1250. The total savings as a result of the proposed measures will be $ 18770(17520 + 1250) annual savings due to reduced wa stage. Xavier hotel needs to redesign its main switch and electric control unit. The lighting bulb needs to be replaced by LED bulbs that consume less energy than the current florescent. Each room needs to be checked after a visitor checks out. The efforts will ensure that bulbs and electric appliances in the empty rooms are disconnected and electricity switched off. The efforts will reduce the electric consumption by more than 10 percent. The heating systems needs to be adjusted and solar powered heaters introduced. Thermostat in each room needs to be checked and its temperature reduced by 50C in every single room at the hotel. Each appliance needs to be checked and worn out equipment in each room repaired and replaced (Todd& Rebecca, 2002). Worn out electric appliances consume more energy as compared to those new ones. In matters heating automated switches should

Computing globalization Essay Example | Topics and Well Written Essays - 2000 words

Computing globalization - Essay Example The argument over globalization is vigorous, often fervent, and has from time to time been aggressive. The issues are decisively significant for the upcoming economic development and interests of all the individuals of the sphere. The proof robustly supports the ending that development requires a policy structure that outstandingly includes a point of reference towards combination into the global financial system. This puts obligations on three sets: those who are most accountable for the procedure of the global economy, mainly the administrations of the developed nations; those who decide the scholarly environment, which incorporates this spectators but also administration and non-government associations and persons; and the administrations of the developing nations who stand the major liability for economic strategy in their nations (Fischer, n.d., p.3). Globalization is a procedure which influences all economies to changeable levels and has had both off-putting and optimistic manipulations on economic development and employment, depending on the financial tendency of a given financial system, mainly in global trade, the set of macroeconomic strategies approved and how they are explained in the overall growth procedure and economic progression. The study is, thus, an endeavor to examine the general impact of globalization and macroeconomic strategies on service and scarcity (Heintz, 2006, p.iii). The study also talks about democratization which has been a main international occurrence during the 20th century (Potter, 1997, p.1). The study discusses the limitations that the sheer existence of systems of social demeanor or environmental principles will not unavoidably in itself develop social situations for the working populace or reduce ecological destruction (Eisenbl'tter, n.d, p.1). Brief Review of Literature: As stated by Cox (1997), the capital products vary in significant ways from the other type of keys acquired by producers. Their occupation, united with labor, is of palpable vital importance to the achievement of a producer's operations (Cox, 1997, p. 49). The kind of advantages and proximity between consumers and manufacturers that is said to make possible the technology attainment procedure, are most probable to be significant when the technology concerned is costly, multifaceted and rapidly mounting (Cox, 1997, p. 50). As assessed by Thai, Rahm and Coggburn (2007), world structure theory views globalization as a procedure through which private enterprise extends

Max Weber the sociologist Research Paper Example | Topics and Well Written Essays - 2250 words

Max Weber the sociologist - Research Paper Example His theories broke new ground, proposing that interpretive, non-empirical evidence can be used to analyze and understand the intentions and actions of individuals within socio-economic groups. Weber’s works put into perspective the effect of culture and religion on economics. Placed within a historical perspective, Weber’s work was bold for the time in that it refutes the notion that there can be a quantifiable gauge for the study of social dynamics. Observation and analysis, skills that served Weber well during his esteemed career, were part of a legacy of academic achievement, passed on to him by his accomplished parents. Weber: A brief biography Born into an affluent family, Weber’s father was trained as an attorney, held a prominent position in the civil service and was a member of the National Liberal Party. Max Weber, Sr.’s involvement in public life exposed his son to a wealth of socio-political ideas, the family’s home being something of a g athering place for many leading intellectuals of the period. The younger Weber thrived in this atmosphere, which inspired him to take up Goethe, whom he read voraciously from a young age as well as many other volumes of classical works (Ringer, 2004). Law school and a brief stint in the military during World War I were followed by the beginnings of a legal career, which further whetted his appetite for research and theory. The early stages of his professional life were marked by social and economic studies inspired by a growing Max Weber 4 progressive movement, which Weber joined in 1888 as a member of the Verein fur Sozialpolitik, a professional association for economists. â€Å"What united the members of the Verein was a belief that reforms were urgently needed in Germany† (Swedberg & Agevall, 2005). The Verein proved to be a stepping stone for Weber, who earned notice for his report on the displacement of workers in East Prussia by Polish emigres (Kim, 2007). Appointments to Freiburg, then Heidelberg University followed. It was at Heidelberg that Weber’s brilliance attracted the attention of other intellectuals, writers and scholars in the charged academic atmosphere of the famous university town. Germany of the late-19th century was a brash new nation, one gripped by hubris and the aggressive policies of the Prussian political ascendancy. The nation’s burgeoning self-confidence gripped many in the intellectual class, including some of Weber’s contemporaries. Refusing to be swept up, Weber remained true to his progressive convictions, venting his feelings about Germany’s increasing predilection for saber rattling. â€Å"(Weber) also wrote passionate polemics in behalf of parliamentary reform and against the annexationist hysteria that seized many of his colleagues†¦Ã¢â‚¬  (Ringer, 2004). After his father’s death in 1896, Weber’s unresolved, stormy relationship with his parent contributed to a nervous b reakdown, which so debilitated Weber that he was eventually forced to resign from his teaching post and to suspend all scholarly activities. Ironically, Weber’s condition, which led to an abrupt and radical change in his professional life, brought about an intellectual change of direction and priority that would round out his personal philosophy and make him a pioneer in the developing field of social science (Kim, 2007). The resultant study

Accuracy in Financial Reporting Essay Example | Topics and Well Written Essays - 250 words

Accuracy in Financial Reporting - Essay Example Very recently, there were reports of how Saytam Computer Services engaged in unethical financial reporting, which eventually led to the breakdown in an acquisition the company was embarking on. These new values were recorded as present values, making the financial standards of the company appear lucrative when in essence, that was not the real situation. After the proposed buyers found out the situation, they withdrew from the deal. This was because there were intensive debts that the company was trying to hide through that inaccurate financial reporting.Should I be found in such as a situation where indebtedness makes my company unattractive for an acquisition, I would rather put in place medium and long term debt recovery solutions that will buy the company out of debt, rather than report false financial statements. This recovery solution would be taken in association with whichever companies are interested in the deal so that the most workable solutions can be worked out in a very transparent manner. As a manager would always ensure that accurate financial information is reflected in the organization’s financial statements by ensuring the use of third party and independent auditing service persons. Very often, companies over rely on internal auditors, who are easily influenced by accountants (Zimmerman, 2014). It is for this reason that Sherman & Young (2001) recommend the use of external auditors and other independent accounting services to verify an authenticity of financial statements.

Instructional Design Outline Research Paper Example | Topics and Well Written Essays - 2000 words

Instructional Design Outline - Research Paper Example The main purpose of education is to nurture critical thought, capacity for independence and creativity in general. Educational institutions need to ensure that young individuals leave formal education armed with the skills, aptitude, and confidence needed to face life outside school (Brown & Green 2011). It has in the past been believed that educational success of a child is dependent upon their background. This is however not the case. Educational success is determined by the willingness of the student to learn, their hard work as well as the effectiveness of the educator in teaching. Educators in the 21st Century have come to understand the importance individual education since the young generation of today is the future of tomorrow (Brighouse & Woods 1999). Just as it is in the business world and other industries, the educational sector has become a diverse and cultural center where students from different backgrounds come together to learn. Due to this fact alone, the educators o r teachers need to consider the fact that each individual student has their own special needs in as far as learning is concerned (Brown & Green 2011). For this, a planning process is required. ... According to majority of literature focusing on education, learning is more likely to result to change in practice once a needs assessment has been carried out as personal incentive tends to drive educational effort. Creation of a Needs Assessment Plan can be made for a number of reasons and therefore it is important that its objective or goal be defined, and determine the method of delivery (Brighouse & Woods 1999). It is believed that needs assessment in itself enhances educational effectiveness as well as the outcome but it is crucial that it be placed within the wider process of planned learning (Brown & Green 2011). Educators need to be aware of the fact that individual and group learning needs differ where one may fail to address important needs and interests of individual students. It is thus important to develop a balance when establishing a needs assessment. As aforementioned, the world is rapidly changing and this creates pressure on educational institutions to ensure acces sibility and equity where resources are lacking or are less. There is also an increased demand in the need for institutional autonomy in addition to tremendous and heightened transformations taking place in a turbulent external environment (Brighouse & Woods 1999). One importance of a Needs Assessment Plan in learning is to examine as well as evaluate discrepancies while facilitating the creation of priorities of responses to the needs (Brown & Green 2011). A needs assessment is an important instrument of educational planning, evaluation and implementation where decisions about priorities are made. It also reduces uncertainty with regards to the planning process. Irrespective of their differences, students are expected to

Accuracy in Financial Reporting Essay Example | Topics and Well Written Essays - 250 words

Accuracy in Financial Reporting - Essay Example Very recently, there were reports of how Saytam Computer Services engaged in unethical financial reporting, which eventually led to the breakdown in an acquisition the company was embarking on. These new values were recorded as present values, making the financial standards of the company appear lucrative when in essence, that was not the real situation. After the proposed buyers found out the situation, they withdrew from the deal. This was because there were intensive debts that the company was trying to hide through that inaccurate financial reporting.Should I be found in such as a situation where indebtedness makes my company unattractive for an acquisition, I would rather put in place medium and long term debt recovery solutions that will buy the company out of debt, rather than report false financial statements. This recovery solution would be taken in association with whichever companies are interested in the deal so that the most workable solutions can be worked out in a very transparent manner. As a manager would always ensure that accurate financial information is reflected in the organization’s financial statements by ensuring the use of third party and independent auditing service persons. Very often, companies over rely on internal auditors, who are easily influenced by accountants (Zimmerman, 2014). It is for this reason that Sherman & Young (2001) recommend the use of external auditors and other independent accounting services to verify an authenticity of financial statements.

Final Exam Essay Example | Topics and Well Written Essays - 1000 words - 3

Final Exam - Essay Example Like men make no effort to prevent war and genocide, people need to increase public understanding (Cooper 2009). It is primarily because of men’s effort that war deaths declined so dramatically in the second half of the last century. Similarly, in her book The Girl with the Brown Crayon Vivian Paley represents black child, five year aged Reeny, and has the last say on what is good. In this light, there are important lessons that we discover from Paley’s pedagogy of equality when the reality that children along with teacher do not look alike introduces an obstacle to effectual instruction or an opportunity for teacher development. Paley clearly admires and teaches from Lillian Tully, an African American teacher, whose childhood stories in the segregated South form the core of her pedagogical approach. Any examination of Vivian Paley’s pedagogy of equality must give a well-known responsibility to her compositions as either a black children or white teacher, reflect ing the time Paley spent. Live The most Romantic Music Art chronicle that continues and discontinues from the classical to Romantic styles in art and music are found in live. As in the case in point, live describes how issues associated with romanticism, nationalism and environmentalism, have continued to be part of contemporary Western civilization’s intellectual heritage (Cooper 2009). Classical, romantic and contemporary music was a living organism both dynamic and diverse. Furthermore, music stretched from work songs and spirituals to protest commercial hillbilly and race recordings. Those who engaged in the art, therefore, believed in recording music that transformed access to authentic folk song. Part of a set of folklore is breathing, developing and changing thing, and a folk song sang through words and tunes, only symbolizes its exceptionally static fashion of a myriad-voiced reality of individual songs. It brought out a people’s way of life. The basement activ ities in which bands and crews were killing resulted in the most fascinating pieces of art. In fact, in the course of their preparation time, they thought that nobody will be concerned with hearing what they had prepared, but they were amazed to hear people singing part of their songs in holding hands and acting as the motivator for their freedoms (Cooper 2009). What individuals could hear, within this context, were the songs as they exist on the lips of the folk singers. Even as, Frederic Chopin promoted classical, romantic, and contemporary music as an ever-evolving genre, the entertainers insisted at the same time on the goal of authenticity. In performance style that meant the painstaking mastery of the skills displayed by the little-known geniuses on his library of congress recordings, but it also implied a level of commitment, an emotional investment. In my opinion, Frederic Chopin performing these pieces saw music as a living organism both dynamic and diverse. Furthermore, mu sic stretched from work songs and spirituals to protest commercial hillbilly and race recordings. The entertainers, with regard to the subject matter, believed in recording music that transformed access to dependable songs. At a quick glance, it appears that the Enlightenment, with its emphasis on rationalism, and Romanticism, with its stress on emotions, is

Odyssey and Troy Essay Example for Free

Odyssey and Troy Essay Odyssey, Troy, Hercilles, Itacha, Zeus, Thesues, Alexsander. If I should guess, some these names are not totally strange to you. Tales of war and death, tales that make the heart beat and thrills the soul. Tales of love and of determination for glory. All these are some of the things that characterize epic literature. As a field of study, literature makes us see the world better. It is a way of seeing through words and expressions. Epic literaure is a narrative and dramatic form of literaure that talks about conquests and the heriotic acts of certain people in ancient times. Although there are many literary works that fall under epic literature, one can not just but mention the works of Homer, Virgil and Dante. Not only this this people writer to entertain, we can feel the life of passion in their works. Generally, epic literature are written in the form of poetry which are in a metoric style. Also, they have some perculiar themes – themes like quest for glory and heroism, quest for power and authority, fate and destiny, the activities of the gods in human life and endeavours. People change, languages evolve, cultures change due to several factors. All these has a lot of effect on literature in general. Literature today still contains the same elements and it still talks about what is happening in the soicety. However, there are some difference in their themes. For instance, in the case of epic literature, particularly in ancient greek mythology, there is the exagerated belief in the gods and their presence in the determination of the eventual occurences, whether success or woe, of the people. However, in recent times, literature has become more factual and less religious. Apart from these, the themes/ what they talk abut has changed. Most epic literatures portray war and violence, bringing in the elemnets of devotion and courage into it as a way of celebrating herotic acts of these fierce warlords. On the other hand, literature today dicusses themes like societal coexistence and other themes that has to do with living in peace with one another.

Medea by Euripides | Analysis

Medea by Euripides | Analysis Children are seen as an essential part of a family, as well as the embodiment of the love between two people. One can find numerous references to children and the roles they play in works that analyze society and its defects, such as Medea by Euripides, and Six Characters in Search of an Author by Luigi Pirandello. In literature, children are used to represent a great majority of things, but in particular they can represent innocence and purity. This is due to the fact that children are seen as free of any sins or impurities, because their minds do not have the capacity to fully comprehend evil as adults do. Both Euripides and Pirandello use children to symbolize the contamination of human nature through loss of innocence and the consequences it can bring. The childrens innocence in Medea is used to illustrate that love can be a force of destruction. The following examination will illuminate the importance of the theme of loss of innocence in the play. This claim is rationalized by the Chorus after the childrens deaths: O your heart must have been made of rock or steel, You who can kill With your own hand the fruit of your own womb. Of one alone, I have heard, one woman alone Of those old who laid her hands on her children, Ino, sent mad by heaven when the wife of Zeus Drove her out from her home and made her wander; And because of the wicked shedding of blood Of her own children she threw Herself, poor wretch, into the sea and stepped away Over the sea-cliff to die with her two children. What horror more can be? O womens love, So full of trouble, How many evils have you caused already! (41-42) Candidate Number: 002130-005 When Medea murders her children, who are the personification of innocence, not only has she destroyed their innocence, but also metaphorically destroyed her own innocence. At the very beginning of Medea, the reader is shown both Jason and Medeas transgressions: Medeas having persuaded the daughters of Pelias to commit murder for her benefit, and Jasons abandoning Medea and his children for another woman. This serves to introduce the warring reality of the play, as well as Medeas barbaric tendencies, which further serve to draw attention to the childrens innocence. The Nurses comment that the children have no thought at all of their mothers trouble and that it is not usual for the young to grieve (2), tells us that the children are not even aware of the great evil that is closest to them. Throughout the remainder of the play, Medea slowly becomes more and more consumed by evil, until she ruthlessly takes the lives of her own sons in order to exact her revenge on Jason. In this sense, they can be viewed as the plays conscience, manipulating the audience into sympathizing with them through their innocence and at the same time be horrified with Medeas cruelty and viciousness. In Six Characters in Search of an Author, the children symbolize the deterioration of human nature as a result of their parents seemingly inappropriate decisions, which ultimately leaves the children feeling powerless. The Mother illustrates this when she says: But those two little ones over there have you heard them speak? They cannot speak, sire, not anymore! They still keep clinging to me to keep my torment alive and present. For themselves they dont exist, dont exist any longer. (55) Candidate Number: 002130-005 The Mothers impulsive decision to leave the Father indirectly affected the lives of her future children, setting in motion a series of events that would change their lives forever. In addition, the children are forced to witness the abuse and neglect that continues to tear the family apart. In the aforementioned example, Pirandello purposefully paints such a clear picture of the childrens suffering, as well as their innocence to show the consequences of potentially immoral decisions. Perhaps the most important aspect of this drama is the fact that both the Little Boy and Girl do not utter a single word throughout the entire play. This not only emphasizes their loss of innocence, but also adds an eerie quality to the play: the families tragic past has transformed the children into ghosts that represent the sense of powerlessness and symbolize how a family is ripped apart by death and abuse. In both Medea and Six Characters, the abandonment of the children further contributes to the loss of innocence resulting from Jason and the Fathers selfishness and neglect. At the end of each drama, the reader is shown just how deadly the consequences can be. Medea condemns Jasons thoughtless acts when she reveals: And how happy among Greek women you have made me On your side for all this! A distinguished husband I have for breaking promises. When in misery I am cast out of the land and go into exile, Quite without friends and all alone with my children, That will be a fine shame for the new-wedded groom, For his children to wander as beggars and she who saved him.. (17) Candidate Number: 002130-005 The Stepdaughter in Six Characters in Search of an Author further supports this claim when she states: Its not true. [To the Director] Dont believe it. Know why she says it? For his sake. [Pointing to the Son] His indifference tortures her, destroys her. She wants him to believe that, if she abandoned him when he was two, it was because he [the Father] compelled her to. (17) Jasons contribution to his childrens loss of innocence is demonstrated when he marries the daughter of Creon, and later rationalizes his irresponsible and neglectful actions to Medea by telling her that it was in the childrens best interests. However, in reality, Jason is aware that he will benefit more from this arrangement since his position in Creons kingdom is secured. Despite his claim that it is in the childrens best interests for him to marry the princess, common sense dictates that the king would eventually expect an heir through his own daughter. Jasons marriage to the princess triggered a grave aggressive response in Medea that created a domino effect and led her to obsessively seek revenge on Jason by transforming her children into unknowing messengers of death and ultimately taking their lives. In Six Characters, the Father forcibly divides the family by acting as the manipulative force behind the Mother and Sons devastating separation and later neglecting his parental responsibilities. Despite the Mothers vulnerable state of mind and erratic behavior, the Father, like Jason, ultimately pursues the alternative that is most beneficial to him. His selfishness leads him to send the Son away, thus impeding the crucial development of an emotional relationship between the Son and Candidate Number: 002130-005 his parents. The Father continues his self-serving pursuit by making inappropriate advances toward the Step-Daughter, which he later denies. As a result of this, the Step-Daughter becomes bitter and resentful, ultimately unleashing her anger and confusion upon the Young Boy, who she blames for the familys descent into tragedy. Because of the Fathers initial decision, the Young Boy is robbed of his innocence and carefree childhood experiences, and he becomes too frightened to even speak. The resulting loss of innocence leads to the ultimate tragedy in the play, which is the Young Boys suicide. In Medea and Six Characters in Search of an Author, the childrens loss of innocence is the direct result of their parents unseemly behavior. In Medea, the children are used to illustrate how lives are destroyed due to rejected love. While in Six Characters, the children represent the final outcome in the deterioration of human nature due to their loss of innocence. Ultimately, the fathers ambitions, combined with the mothers irrational responses lead to the calamitous destruction of the children.

For Esme- With Love and Squalor Essay -- J.D. Salinger Literature Essa

For Esme- With Love and Squalor 1) In â€Å"For Esme- With Love and Squalor,† J.D. Salinger addresses a part of every person’s life. Everyone experiences periods in their life when they question the world and what is happening around them. Most people probably do not experience it quite as dramatic as the writer of the story, Sergeant X, does. He finds himself in the middle of the pure madness of war, and is having a hard time coping with the realities of the situation. Eventually, people find their way of dealing with these moments. Sergeant X relies on his memories of Esme to help him. The theme of the story is that the innocence of youth can serve as a healing power in times when the world seems to be falling apart. 2) â€Å"For Esme-With Love and Squalor† is essentially a story within a story; this is important to the theme of the story because the writer attempts to remove himself from the story (in first person narration) for the purpose of examination (in third person). This use of point of view makes the reader wonder what is â€Å"real† and what the author (inside the story) is â€Å"making-up.† This sounds strange because the whole story is fictitious, but Salinger makes us contemplate this and it adds to the effect of the story. 3) The first part of the story is told from first person narration. We are told the reason for writing is â€Å"†¦to edify, to instruct†¦Ã¢â‚¬  the man that Esme is about to marry. Throughout the first half of the story we are given the impression that the writer is admiring Esme for her youth and innocence, or love as the title suggests. Before the change to third person narration, we are told that this is going to be the squalid or repulsive part of the story. The writer then â€Å"disguis... ...d period of his life. 8) Innocence in a world of death, tyranny, and oppression seems ridiculous. The world has a way of destroying and making one numb to the ideals and values we once held in our youth. In Stephen Crane’s novel â€Å"The Red Badge of Courage,† we are told a story of a young man’s journey into manhood in the backdrop of the Civil War. Henry, as did Sergeant X, had a difficult time coming to terms with the realities of war. Sergeant X dwelled upon his experiences and allowed them to haunt him. We are told at the end of â€Å"The Red Badge of Courage† that Henry is able to â€Å"†¦rid himself of the red sickness of battle.† Crane writes that he turns â€Å"†¦ with a lover’s thirst to images of tranquil skies, fresh meadows, (and) cool brooks.† In â€Å"For Esme- With Love and Squalor,† Sergeant X turns to the tranquil memories of innocence triggered by Esme.

Media and the Public :: essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  When radio became popular around the forties and fifties, it was the one source of entertainment and news that people could enjoy in the comfort of their own home. In â€Å"Radio Days†, radio was a central part of the lives of the movie’s characters, especially Joe. Today however, radio does not act as the â€Å"hub† of information, like it was depicted in â€Å"Radio Days†.   Ã‚  Ã‚  Ã‚  Ã‚  Joe, played by Seth Green and narrated by Woody Allen, had a miniature obsession with a radio program called â€Å"The Masked Avenger†, and other characters had similar fixations with different radio programs. Today the radio isn’t even considered, when people want entertainment. Television has replaced the format that radio used to have. No longer do people eat dinner and then gather in front of the radio to listen to a program. Radio had become a background soother. When driving in the car, one may turn it on and listen to it on a low volume, just so that there isn’t silence. Aunt Ceil, played by Renee Lippin, went on a date with a fellow who ran off in the middle of the date because they were listening to a program that involved an alien invasion, and he believed every word the DJ was saying. Even though there rarely is any programming like that on the radio anymore, today people are much more aware of what they hear on the radio. At the birth of radio, everyone believed everything they heard on the radio. People have become more critical and attentive as to what they HEAR and what they BELIEVE. In the forties and fifties radio format had mostly talk shows, news and occasionally music. Now it is almost opposite of what it was. Music has taken over radio, especially FM stations. There are news stations and a small amount of sports stations, but no more programs like â€Å"The Masked Avenger† anymore. AM stations still have some entertainment programming and NPR still has talk shows, but these stations are just no longer popular. In fact, they are a dieing breed; almost extinct. Radio holds a place in people’s lives today that is relevant, but not central as it was shown in â€Å"Radio Days†. I believe it has become better. In â€Å"Radio Days† the character actually listened to the radio. Today people only really hear the radio. With the inventions of the TV and internet, the fact that radio still holds its own in the entertainment industry is amazing. Media and the Public :: essays research papers   Ã‚  Ã‚  Ã‚  Ã‚  When radio became popular around the forties and fifties, it was the one source of entertainment and news that people could enjoy in the comfort of their own home. In â€Å"Radio Days†, radio was a central part of the lives of the movie’s characters, especially Joe. Today however, radio does not act as the â€Å"hub† of information, like it was depicted in â€Å"Radio Days†.   Ã‚  Ã‚  Ã‚  Ã‚  Joe, played by Seth Green and narrated by Woody Allen, had a miniature obsession with a radio program called â€Å"The Masked Avenger†, and other characters had similar fixations with different radio programs. Today the radio isn’t even considered, when people want entertainment. Television has replaced the format that radio used to have. No longer do people eat dinner and then gather in front of the radio to listen to a program. Radio had become a background soother. When driving in the car, one may turn it on and listen to it on a low volume, just so that there isn’t silence. Aunt Ceil, played by Renee Lippin, went on a date with a fellow who ran off in the middle of the date because they were listening to a program that involved an alien invasion, and he believed every word the DJ was saying. Even though there rarely is any programming like that on the radio anymore, today people are much more aware of what they hear on the radio. At the birth of radio, everyone believed everything they heard on the radio. People have become more critical and attentive as to what they HEAR and what they BELIEVE. In the forties and fifties radio format had mostly talk shows, news and occasionally music. Now it is almost opposite of what it was. Music has taken over radio, especially FM stations. There are news stations and a small amount of sports stations, but no more programs like â€Å"The Masked Avenger† anymore. AM stations still have some entertainment programming and NPR still has talk shows, but these stations are just no longer popular. In fact, they are a dieing breed; almost extinct. Radio holds a place in people’s lives today that is relevant, but not central as it was shown in â€Å"Radio Days†. I believe it has become better. In â€Å"Radio Days† the character actually listened to the radio. Today people only really hear the radio. With the inventions of the TV and internet, the fact that radio still holds its own in the entertainment industry is amazing.

Negative Self-Image

Negative Self-Image: Orientation Reading in Frankincense by Mary Shelley Frankincense is one of popular science-fiction in the early 19th century. A novel written by Mary Shelley , she is started writing the story when she was eighteen, and the novel was published when she was twenty-one. The first edition was published anonymously in London in 1818. Shelley name appears on the second edition, published in France in 1823. A novel is about Victor Frankincense who try his an unusual scientific experiment.From his experiment, making a gigantic creature that shortly afterwards he fears and he hates. Because of the appearance of this being is scary so then Frankincense's monster become rejected by Frankincense his self and the people. When the monster travel to find a place and people that can accept him the way he is. I read this story especially on Frankincense's monster perspective, I saw there is subjective view on East on characters Sane and her father (Arabian). So I'll choose to an alyze it by Postcolonial approach: Orientation.According to Tyson, as a domain within literary studies, post-colonial criticism is both a subject matter as theoretical framework. Tyson, pig 418) So that main assumptions of postcolonial theory is offering an order to analyze and understand more deeply about the oppression of human beings the same with other theories such as feminism, Marxism. The studies was marked by appearance of the book Orientation by Edward Said in 1978. Orientation by Edward Said is a canonical text of cultural studies in which he has challenged the concept of orientation or the difference between east and west. Khalid's 2011, www. Renaissance. Com) Said argues that Orientation can be found in current Western depictions of â€Å"Arab† cultures as irrational, menacing, untrustworthy, dishonest, anti-Western and most importantly prototypical. Orientals discourse discuss and criticize that East is something more inferior than West. The West spread their ide ology about East widely through media, discipline, law, technology, and so on to show that they are superior that the East. European (colonizer) teach continuously their cultural value to the colonized people that they considers colonized people have no culture.In addition, there also in some literature is often concerned with colonization and imperialism. â€Å"Orientation rescaling texts which, while their form, content, aims, genre, and disciplining origins may be widely divergent, still work with negative, stereotyped or unexamined†. (Child's and Williams â€Å"post-colonial theory', pig 115) In Shelley Frankincense, although she offend the East in briefly period through character Sane and her father. I think it can be caused large influence for the reader when realize about Eastern culture is so primitive and cruel.Sane describe as a passive Arabian women, who clearly dependent on her religion and the culture of her nation. In the â€Å"third-world†, feminist ide ology is shown less to the woman because hat is subordinated by patriarchal system which is ingrained in their culture and power in their country. Can be seen the difference between sane and European community, when she was involved in much pressure from patriarchal system ( her father ) and system in her society ( Arab ). But Cane's action show that she does not like her family tradition and religion of her time.Political, cultural, and Arabian religion shaping her mind increasingly to pay attention to the domestic ideology of the European. When the monster tell the story about Cane's mother is a Christian Arab who were taken as a slave by the Turkish because of her beautiful Cane's father marry her. She teach Sane about kindness of being Christianity and forbid Sane to follow Muhammad thought. We can see in this sentence â€Å"She instructed her daughter in the tenets of her religion, and taught her to aspire to higher powers of intellect, and an independence of spirit, forbidden to the female to followers of Mohamed. Page 127) My opinion about this statement is clearly viewed that negative image or a stereotyped of Muhammad thought as primitive teaching and many oppression to the woman. Cane's love to Felix is also a symbol that Safe already has been in love to another culture and religion. We can see in Frankincense page 127 â€Å"The prospect of marrying Christian and remaining in a country where women are allowed to take a rank in society, was enchanting her†. This is the implication of cultural colonization which is the colonizer thought about colonized has not the high uncivilized like them.And also, Cane's father described as a cruel Arabian man through his action that are untrustworthy, dishonest, and anti-Western. Associated with the opinion of Said † One would find kind of procedure less objectionable as a lattice propaganda which is what it is, of course were it not accompanied by sermons on the objectivity, the fairness, the imparti ality of real historian, the implication always being that Muslims and Arabs cannot be objective but that Orientations†¦ â€Å".In Monster's perspective, Cane's father become the cause of the ruin of De Lackey's family life. There also subjective view about Turkish man that they are bad people. (chapter 14) Begin from Felix is falling in love with Sane, and her father was caged because of his fault to the France government. Then Felix come to save ether of Safe in order to marry Sane, because Cane's father already promise to Felix to married off Sane and Felix. But actually father of Sane does not allow that his daughter live together with Felix.So that when Felix save his life, he make a plan to take his daughter to come back to their native country. We can see in â€Å"The Turks allowed this intimacy to take place and encouraged the hopes of the youthful lovers he loathed the idea that his daughter should be united to a Christian; if he should choose to betray him to the It alian state which they inhabited. (Frankincense, g 128) The monster, it's self also a symbol of colonized people. Said explains â€Å"how the science of the orientation developed and how the Orientals started considering the Orientals as non-human beings. ( Khalid's,2011. Winnipesaukee. Com ) I think when the monster is rejected from Victor and other people (colonizer) because his scary body and face, different from other (colonized), it's implied colonizer refuse that non-western include into human beings. At first, the monster born with no education and culture, I also think that it is the gap that was created, which is the colonized ere barbarians who had no civilization, does not have system of government, religion, and customs.Thus the monster studying language from France family, and also reading book from white people, this is the implied meaning of colonizer had high civilization. A brief conclusion, Orientals were come in 19th by Edward Said, and he also argues that Orient ation is a critics to reject the long tradition about the Western is more superior than the Eastern. In Frankincense written by Mary Shelley, there some Orientals issues that appear in, the â€Å"concept of tethering† and negative elf-image of the Western way of thinking about Eastern which put Eastern as an object.

Impact of rechargeable cars on the Environment Essay

In this essay, I will discuss about the rechargeable batteries used in the rechargeable automobile and the impacts of these batteries to the pollution of the urban environment. Scientists are moving fast to give new inventions to the world and rechargeable automobile batteries are the latest topic of the automobile world. Due to excessive gasoline consumption, the scientists are working on electric cars and on the rechargeable batteries. The gasoline consumption creates pollution and it is proved by researches that the consumption should be decreased to save the environment. Now the question is that is the rechargeable battery save the environment from the pollution? The answer of the question is discussed below: The impact of the rechargeable batteries depends on the source of electricity. Most of the people think that the rechargeable or the hybrid cars (in other words electric cars) are environment friendly because they think that it is using refined and environment friendly energy but research professors show another side of the rechargeable batteries. According to them, the pollution depends upon the source of electricity. They say that most of the countries generate their electricity from fossil fuels, oil and gasoline. If a country or state is generating their electricity from the fossil fuels or gasoline, then the impact of the batteries will be worst because every time when they will need to recharge the battery, they need electricity and in that sense, the consumption of the electricity will increase and the environment will be polluted (Laura Williams). The Ohio university research shows that the hybrid cars and the use of the rechargeable batteries affect the environment. The reason is that the material which is used in the batteries is more harmful than the conventional batteries. The batteries are to be recharged after 350 miles and after every 350 miles, the electricity is needed for recharging. So the source of the electricity concerns a lot (Ohio University). Ozone layer is a very important topic of environment. The batteries damage ozone layer which creates bundle of problems and harms. The radioactive rays actually damage the ozone layer which is really harmful and creates many diseases. So every time when a battery is recharged, it will exhaust the rays which are really harmful. Moreover, recycling of the battery should be proper and if it is not proper, then the environment will have to suffer (Baig, Naqvi, Qureshi). It is true that temporarily rechargeable batteries are seems to be more beneficial than the other sources but the study shows that we are paying a lot in the sense of environment pollution. The impacts of the rechargeable batteries on the environment are everlasting and longterm (Conger, 2010). By the above discussion, it can be concluded that rechargeable batteries are facilitating the world but we can’t deny from this fact that they are harmful for the environment. In hybrid cars, rechargeable batteries are used so, consumption of diesel or fuel is less and the smoke arising from diesel or fuel does not exhaust the environment but it does not mean that it is not exhausting anything. So if we see its effects on temporary basis, then we will come to the conclusion that it is environment friendly but on the ground levels that its effects are worst (Clean up Australia).

Entreprenuerism Essay Example | Topics and Well Written Essays - 1500 words - 1

Entreprenuerism - Essay Example The researcher states that there are many facts, that to be understood from the interview with Jay Townsend, who is a mediocre entrepreneur in New York City. The main factor which attracted the researcher to him was the amount of energy and high spirit embedded in this charismatic business man. The researcher states that it is like he is seeing the same young man, who has started his venture in an adverse business environment with all positive energy and determination. Generally speaking, it can be understood that an entrepreneur is not a normal man, but one with exceptional courage, will power, creativity and dynamic personality. He has this ever sparking aura in him that attracts people around him to perform things which are productive and positive. It can be analyzed that starting a venture can be relatively easy, than making it a successful business firm in the competitive market. The researcher learnt from Jay that being optimistic and realistic is the key elements to be a succe ssful entrepreneur. â€Å"Successful entrepreneur has fire in the belly to get going, but are also realistic and practical. They are not emotionally attached to their business idea.† To make a business run successfully needs a lot of patience and understanding of customer needs and wants. One should be ready to suffer losses and failures and consequently to rise ahead in the future with a long term success and prosperity. No business is a cake walk, but a tremendous team work and significant risk taking can make it an adventurous experience.

Epidemiologists Analyzing Disease Frequency Essay

Epidemiologists Analyzing Disease Frequency - Essay Example Measures: Attributable proportion among total population is the appropriate measure. In the present scenario, freshman students who gained weight in a period of one year are calculated from total freshman college students. Total number of college student is the denominator. Measures: The cumulative incidence is a measure of occurrence of new cases of the disease of interest in the population. It is the proportion of individuals who, on an average, will contract the disease of interest over a specified period of time. The estimated risk (R) is a proportion between the new cases and the persons at risk. The numerator is the number of newly affected persons (A), called cases by epidemiologist, and the denominator is the size (N) of the unaffected population. R= New cases (A)/Persons at risk (N) Prevalence indicates the number of existing case of the disease of interest within a population. Specifically, the point prevalence (P) refers to the proportion of a population that has the disease of interest at a particular time, for example, on a given day. This value is estimated by dividing the number of existing affected individuals or cases (C), by the number of persons in the population (N). Prevalence (P) = Cases(C) / Number of people (P) Measures: Relative risk (RR) is the ratio of the incidence of the disease or death among those exposed and the incidence among those who are not exposed. The term 'risk ratio' is also used to refer to relative risk. RR = incidence among exposed / incidence among unexposed. In this case, the incidence is 60/1000 among those exposed and 20/1000 among those who are unexposed. Therefore, the relative risk is 60/20 = 3. This indicates that risk of death among exposed group is 3 times than that of the unexposed group. The prevalence of a health condition is the existing number of cases of that condition in the population. State whether the factors listed below are likely to increase or decrease the prevalence of a

Modern Children are Being Over-Medicated Essay Example | Topics and Well Written Essays - 750 words

Modern Children are Being Over-Medicated - Essay Example Currently, about half of all American children aged 2 to 4 are being prescribed with psychotropic drugs. In just 14 years, the number of children taking psychotropic drugs has gone up by 327% (CHAADA). The problem of overmedication, however, dates longer than that. The World Health Organization warned doctors and parents as early as 1966 that the use of behavior-altering drugs, such as Ritalin, can have serious effects on children (Doherty). Children are at great risks of overmedication since most of the drugs psychiatrists administer to them have only been tested on adults. Frontline quotes Dr. Patrick Bacon saying that the medicating children with psychotropic drugs are â€Å"to some extent an experiment.† If the â€Å"gamble† does not pay off, it could lead to serious physical and psychological side effects, just as in the case of Matthew above. It is true that children who are behaving differently than normal need medical attention to prevent any behavioral illness from reaching its peak. If they are not given the proper medication, both children and their parents will suffer. Treating behavioral disorders will also help children function properly in school and live normally with other children. More than anything else, early diagnosis and treatment would give children a greater chance grow into normal adults. The effects of the wrong diagnosis outweigh the benefits of the early medication. As in the case of Matthew described above, improper medication could be fatal. In the case of another child, Jacob Solomon, his parents put him on Ritalin after he was diagnosed with ADHD. The parents did see improvements in the behavior of their five-year-old child but the drug caused him to develop severe muscular contraction around his neck (Frontline). Aside from physical side effects such as this, powerful behavior-altering drugs could also have psychological effects.

The impacts of 2008 Olympic Games to Chinese Tourism Industry Essay

The impacts of 2008 Olympic Games to Chinese Tourism Industry - Essay Example In the success of the 2008 Olympics Beijing hopes to prove that China is coming of age in the 21st century. As it has been a common notion for the most Chinese that the 2008 Olympics will bring economic boost to the country, many are still concerned on what will happen to the tourism sector of the country. This paper is then aimed at analyzing the impact of 2008 Olympics to the overall tourism industry of China. Specifically, this paper targets to: This research is study, which is focused on analyzing the impact of 2008 Olympics to the overall tourism industry of China is significant and very timely because this could help open and broaden the minds of the many - including the Chinese populace, the tourism sector of China and other countries and all other concerned individuals, Asians or not - of the possible effect that Olympics can bring to their lives and of course to the country's current situation. This could also provide a deeper appreciation and understanding of the real negative and positive impacts of Olympics to China - to its people and government. Moreover, the results of this study can be use as a reference material or as a guide for other future researchers in line with this paper. Significant evidences that will be cited in this paper will help future researchers identify their course of action in their own research undertaking. The research also aims to make a definite contribution towards the school's mission of social change by presenting one of the most critically analyzed issues - economics and tourism - in a holistic light. The research also aspires to suggest a research design for carrying out non-biased and ethical research on the issue - the findings of which may provide useful inputs in the school's initiative at bettering the society. Methodology The research method that will be used for the study is a review of related literatures regarding 2008 Olympics how it will affect China. These literary studies will be further reviewed and discussed in order to identify the issues, rules and regulations, even the changing or unchanging tones of the Chinese people in regarding the upcoming Olympics that will be held in their territory. Through this method, an overall analysis of how the 2008 Olympics will affect the entire tourism industry of China will be achieved. Theoretical framework Much research has been done in analyzing the role that the Olympics has brought to the countries where it was previously held. More so, there have been undergoing studies related to concerns of both the Chinese government and the populace coupled with concerns of the people from other countries regarding the 2008 Olympics that will be held in China. As there are numbers of possible resources available, it is then important to assess the common denominator between these resources, hence this study. The suggested theoretical framewor

Management plan Essay Example | Topics and Well Written Essays - 500 words

Management plan - Essay Example Quitting is never a good decision pertaining to this case; rather she can opt for a better opportunity. A winner never quits and he or she has to march towards their goal facing all the hurdles in life. Not all the organizations will have the same problem. But at this time she should develop an attitude to manage with the difficulties in the institution created by the higher officials. Since her educational status is primary requirement, she should enquire about different schools which can provide distance learning programs or evening colleges which will offer her the required degree. So that she does not loose the experience in the work and also completes her course in the ordained time. In this present case she has to learn to cope up with the present situation of the organization. Parallel to this she should make every effort to look for an alternate; she should be prepared in mind not to look for rewards or recognition since she cannot get what she expects in this organization. The time taken for accomplishing things for the decision she made will includes time taken to shift to a new job (Full time or part-time) and as well as to complete her degree. a. The decision made will be evaluated on the outcomes of the decision. With reference to her situation it is obvious that she should make a decision with minimal risk or no risk.

Management Problem in Health Care Essay Example for Free

Management Problem in Health Care Essay Management Problem in Health Care Worldwide health care organizations are faced with problems everyday. Motivation is one of the many management problems in health care organizations today. Health care organizations are always working together to come up with ideas and strategies to make their organizations more successful and better for everyone to work in as well. Problem solving is an on going process in health care organizations, which have been bringing positive results for everyone working in the health care organizations. Motivation is a state of feeling or thinking in which one is energized or aroused to perform a task or engage in a particular behavior. This definition focuses on motivation as an emotional or cognitive state that is independent of action. This focus clearly distinguishes motivation from the performance of a task and its consequences. Notice, too, that motivation can be a state of either feeling or thinking, or a combination of the two. For some individuals, motivation is more a matter of feeling than thinking, while, for others, the reverse is true (Shortell Kaluzny, 2006). Motivating the people who are working under management can be a difficult task at times. Everyone is unique, none of us are the exact same and each person needs something different to become motivated and that is where the challenge comes in for the managers, finding the right motivator for the right employee. Knowing and caring about the employees needs, will help managers know what type of rewards to offer as a way to motivate their employees. Management Problem 3 The success of any organization, especially health care organizations solely depends on the skills of managers and how they present the work environment for their employees. When employees are motivated they tend to be more satisfied with their jobs and will stay with the organization much longer as a result of their satisfaction. According to a recent survey from the Healthcare Information and Management Systems Society offers some ideas on how to keep them happy. First, pay a decent salary, that came through loud and clear in the survey, says Linda Hodges, executive vice president of search firm Hersher Associates, which conducted the survey with HIMSS. Salary was identified by the surveys 361 respondents as one of the main factors they use to evaluate job satisfaction or a job offer. Forty percent of those surveyed said they dont believe they are paid market value (Greene, 2002). According to Lynn, if your program examination indicates that you have done everything right but the results were not there, it is time to talk with people one-on-one. Ask each employee why the program did not have the impact you were looking for. They may have been trying as hard as they could, but only delivering a marginal performance. It is possible they are battling obstacles you cannot see. To find out what is getting in their way, ask them how you can help them improve (Lynn, 2001). Asking these questions are important when it comes to keeping your employees involved in everything, always getting their opinions on how they think it should be done and work together as a team to come up with the best solutions. This is what a good manager is made of, including his employees in everything that has to do with the job. Management Problem 4 Maslows theory was unique because he believed that each person had five needs and each need had to be met before they could go on to the next need. As the process went on, each old need lost motivational value as the new need was met. According to Shortell and Kaluzny, Maslows hierarchy of needs assumes there are five need levels that must be satisfied sequentially. 1. The physiological needs, these needs include things like air, water, food, warmth, shelter, and sex, the basic survival needs. 2. The security needs include a secure physical and emotional environment, examples include the need to be free from worry about money and job security. 3. Belongingness needs involve social processes, they include the need for love and affection and the need to be accepted by ones peers. 4. Esteem needs are actually composed of two different set of needs: the need for a positive self-image or self-respect and the need for recognition and respect from others. 5. Self-actualization needs, at the top of the hierarchy, involve realizing ones potential for continued growth and individual development (Shortell ; Kaluzny, 2006). Although, Maslows hierarchy of needs theory seems too simple for the human body, which is very complex, this is the perfect theory of motivation for us. This theory touches every aspect of our lives and how one feels about themselves and their surroundings. People who are in management positions will be wise to use this theory when it comes to motivating their employees, in any industry health care or otherwise. It does not matter which theory you think may be best to follow, interesting work and employee pay are the two biggest motivators. Management Problem 5 After identifying the motivation problems with the employees, managers need to start right away working on a plan to overcome these problems. They can start with talking with each individual employee and ask them questions. Making the employees feel like they have a part in finding the solution is a big part in motivation too. Everyone needs to feel like they are helping in some way or another. In conclusion, even though motivating your employees is a difficult task, it must be done in order to keep them happy and to keep things running smoothly. Keeping your employees happy can only bring success to their organization. The employees will love doing their jobs and they will do them well, they will come to work everyday and this will result in a cost effective organization, because the turnover rates will be less in each organization and the organizations will not have to worry about training new employees.

Milk Products Essay Example for Free

Milk Products Essay There has been an increase in income of milk and gradually development have broadened the knowledge of consumers. They have now became choosy resulting in monitoring needs, identifying opportunities and create value. It is the market place not the factory that ultimately determines which company will succeed. Marketing is practiced not only by manufacturing concern their channel members but all kinds of individuals and organization. No politician can get the required votes to win and no â€Å"resort† the needed tourist to flourish without developing and carrying out the sound marketing plans. Authentic market practice is not the art of selling what you make so much as knowing what to make. It is the art of identifying and understanding customer’s needs and coming up with solution that satisfy them and produces riches for firm’s profitability. As we all know, future is always uncertain. More precisely when there is volley of brilliant competitors and each wants to be the market leader. So in the light of intense competition satisfaction through product innovation maintaining the standard quality therein, failing which no amount or deal of promotional measure or scheme can compensate at length. Competitive forces have compelled the companies to focus on specific segment of the market with frequent product innovation and rather new products and launching thereof with greater confidence. The present study gives special emphasis on the Financial Trend Analysis Of Parag Dairy. The entire study has been divided into chapters and further subdivided into segments from each dealing with a separate aspect in a simple and lucid style and clarification has been given top priority throughout the project. CHAPTER 1 ABOUT LUCKNOW PRODUCER’S CO OPERATIVE MILK UNION LTD. Sections-1. 1: INTRODUCTION. Lucknow is the capital city of Uttar Pradesh . Total area of district is 2528 square km 91588 hactare is cultivated land . Lucknow producer’s cooperative milk union ltd. (Parag dairy lucknow) was established in 1938. Lucknow milk is the first cooperative dairy established in India . Very few people know the fact the process developed by Lucknow Milk Union was later used in spirit in Gujrat co operative milk movement and is now famous as â€Å"anand pattern† . Lucknow milk union was then chosen as one of the model dairy to Implement operation flood programme started by national dairy development board (NDDB)in 1970. The aim of Lucknow milk union is to provide reasonable price to farmer thereby defending them from exploitation of milk vendors and earn supplementary income part from agriculture . On the other hand the milk union supplies high quality pure milk and milk products at reasonable prices to urban consumer under the brand name â€Å"parag†. The milk union has been running â€Å"clean milk mand breed conservation programmes† UPDASP where milk producer have been educated in producing and supplying milk under clean and hygienic condition and provided the producer with semen of pure Indian breed for the improvement of the present breed of animal. Lucknow milk union is established Auto milk collection unit (AMCU) in societies for giving transparent payment system for milk given by farmer. By the established of these machine farmer are getting full price and actual detail of fat and snf of their milk . presently AMCU are running successfully in 259 societies 27 bulk milk coolers are established in various rural area of lucknow for keeping high quality of milk procured in those area by milk societies Lucknow milk union has set up of teams for quality check and health awareness programme for the urban consumer of milk. The team visit different localities in city, test their milk and provide on the spot results to the consumer . the milk union also organize school children’s visit to its dairy plant to create awareness on milk procrssing and other related system amongst them. The milk union has obtained ISO and HACCP certification in year 2007. For coming months lucknow milk union has commited itself to provide a minimum of 160000 liters of high qualities â€Å"parag† milk per day to the urban consumers. Apart from selling milk in pouches, the milk union is also gearing itself to provide fresh loose milk to the city consumers. Towards this end, the milk supply vehicles insulated with Japanese eco- friendly standards have already been introduced in various area of the city. 87 all time milk booth(ATM) are established for supply of high quality milk to the consumers round the clock. Lucknow milk union is able to maintain high quality standards in its milk and milk products through close monitoring of processes in all its stages of production, processing and packaging. The constant increase in the sales figure of the milk union are a reflection of their sincere efforts and the growing confidence of the consumers in parag milk products. The organization has a chain of around 2000 agent providing employment to the unemployed youths door to door milk delivery system through mini insulated tanker thru commission agent with attractive commission rates has been started in the city . the requirement for this system is to have a mini insulated tanker for which one has to arrange finance upto rs 50000/- himself and rest amount comes through bank finance. The new milk products launched by the milk union such as chhena kheer, besan laddoo, and chhachh, gulabjamun etc have begin tickling the taste buds of the consumers giving them great pleasure and value for money. INDIAN DAIRY INDUSTRY World’s largest food factory, in celebration India Dairy. com invites you to world’s highest milk producers. And all set to find out more about their achievements. Here you can find about answer to every question about dairy. Be it investors, researchers, entrepreneurs or the merely curious Indian dairy. It has something for everyone. Today India is ‘The Oyster’ of the Global dairy industry. It offers opportunities galore to entrepreneurs Worldwide, who wish to capitalize on one of the world’s largest and fastest growing market for milk and milk products. A bagful of â€Å"pearls† awaits the international dairy processor in India . The Indian dairy industry is rapidly growing , trying to keep pace with the galloping progress around the world .As he expands his overseas operations to India , many profitable options awaits him. He may transfer technology, sign joint ventures or use India as a sourcing center for regional exports. The liberalization of Indian economy beckons to MNC’s and foreign investors alike . India has one of the largest livestock population in the world. Fifty percent of the buffaloes and twenty percent of the cattle in the world are found in India, most of which are milk cows and buffaloes. Dairy development in India has been acknowledged the world over as one of modern India’s most successful developmental programme. Today, India is the largest milk producing country in the world. Milk and milk products is rated as one of the most promising sectors which deserves appreciation in a big way. When the world milk production registered a negative growth of 2 percent, India performed much better with 4 percent growth. The total milk production is over 72 million tones and the demand for milk is estimated at around 80 million tonnes. By 2005, the value of Indian dairy produce is expected to be Rs. 1,000,000 million. In the last six years foreign investment in this sector stood at Rs. 3600 million which is about oneforth of the total investment made in this sector. Manufacture of casein and lactose, largely being imported presently, has good scope. Exports of milk products have been decanalised. The milk surplus states in India are Uttar Pradesh, Punjab, Haryana, Rajasthan, Gujarat, Maharashtra, Andhra Pradesh,Karnataka and Tamil Nadu. The manufacturing of milk products is concentrated in these milk surplus States. Technology Export Potential of Milk and Dairy Sector The production of milk products i. e. milk products including infant milk food, malted food, condensed milk cheese stood at 3. 07 lakh tonnes in 1999-2000. Production of milk-powder including infant milk-food had risen to 2. 25 lakh tons in 1999-2000, whereas that of malted food is at 65000 tons. The trends in production of milk products in India is given in Annexure 1. Cheese and condensed milk production stands at 5000 and 11000 tonnes respectively. Some plants are coming-up for producing lactose, casein and improved cheese varieties. Livestock Population India is rich in its livestock wealth. It accounts for nearly 15. 8% of the world cattle population, more than half of the world buffalo population. As per FAO production year book 1998, the population of cattle, buffaloes, sheep and goats in the world and in India is given in Annexure 2. As per the 1992 livestock census of Ministry of Agriculture, highest cattle population was reported in Madhya Pradesh(28. 68 million nos. ) followed by Uttar Pradesh (25. 63 million nos. ) Bihar (22. 15 million nos. ) Maharashtra (17. 44 million nos. ) and West Bengal (17. 45 million nos. ). According to livestock census the highest population of buffaloes is reported in U. P. (20. 08 million nos. ) followed by A. P. (9. 15 million nos. ), M. P. (7. 97 million nos. ) and Rajasthan (7. 74 million nos). Production of Milk and Milk Products. The milk production was almost stagnant between 1947 to 1970 with an annual growth rate of merely one percent Livestock accounts for nearly 15. 8% of the world cattle population, more than half of the world buffalo population. Technology Export Potential of Milk and Dairy Sector which has since registered a vigorous growth of over 4. 5% per annum after the year 1970. The production of milk in India has been increasing steadily as shown in Annexure 3. The major milk producing states are UP, Punjab, Rajasthan, M. P, Maharashtra and Gujarat. Number of milk products manufacturing Plants have come up in these states for Processing of milk. Present Status The Five Year Plan, achieving an annual output of over 60 million tonnes of milk. This not only places our industry second in the world after the United States, but represents sustained growth in real availability of milk and milk products for our burgeoning population. Most important, dairying has become an important secondary source of income for millions of rural families. Improved genetic material achieved primarily through cross breeding of cattle and upgrading of the national buffalo herd has played a significant role in increasing the productivity. Gradual extension of improved husbandry practices; increase in consumption of balanced concentrates made possible, in part, through innovations in the field of nutrition; expanded area under fodder; greater access to veterinary care; and advances in the fight against endemic and epidemic cattle diseases have also contributed to increased production and productivity. About three quarters of the milk produced is consumed at the household level. Of the milk supplied to the market, about 9-11 percent is processed in over 275 dairy plants and Dairying has become an important secondary source of millions of rural families. 6 Technology Export Potential of Milk and Dairy Sector 83 milk product factories operated by cooperative, private dairy processors, and government milk schemes in the oroganized sector. Milk channeled through Operation Flood cooperatives is generally processed in dairy plants located in the rural areas and then transported into cities and towns. Operation Flood Milk productions account for about 1 0% of total milk production or 40% of the marketed output. The balance (about 90% of total production) is handled by the private traders and processors. About 45% of milk production is consumed as fluid milk. About 35% is processed into butter or ghee; about 7% is processed into Paneer (cottage cheese) and other cheeses, about 4% is converted into milk powder; and the balance is used for other products such as Dahi (yoghurt) and sweet meats. In recent years, there has been an increasing ice cream production as foreign companies have invested in India. Industry Segments: 1. Cheese The organised cheese market including its variants like processed cheese, cheese spreads, mozzarella, flavoured and spiced cheese, is placed at around Rs 3 bn. Processed cheese at 50% of the overall market is Rs. 1. 5 bn strong. The next most popular variant is cheese spread claiming a share of around 30% of the total cheese market. The market is primarily an urban phenomenon and is know to be growing at around 15%. The market for cheese cubes slices and tins is growing. The flavoured cheese segment has been declining. About 45% of milk production is consumed as fluid milk. About 35% is processed into butter o r or ghee is processed into paneer(cottage cheese) and other cheeses, about 4% is converted into milk powder; and the balance is used for other products such as Dahi (yoghurt) and sweet meats. Technology Export Potential of Milk and Dairy Sector 7 operator in the branded cheese market in India with about 60% market share in the branded market. It pioneered the market for processed, branded cheese. What GCMMF did was to develop the technology to make cheese from buffalo milk. World over it is made from cow milk. Annexure 4 gives the market size of cheese in India. Other cheese manufacturers are : Britannia Industries, Dynamix Dairy Industries (DDI), Hiranandani, ETA and Metro. 2. Ice Cream The ice cream market in India is estimated to have reached the level of Rs. 10 bn per annum, of which the organized sector is about Rs. 6 bn. The unorganised market has been shrinking. The per capita ice cream consumption in the country is extremely low at 250 ml per year compared with that of the US, which is about 22 litre. The organised market for ice creams of about 60 mn litres,has been growing at around 15% per annum. The ice cream industry has, in a short span of time, undergone a structural transformation. Annexure 5 (a) and 5 (b) shows the growth of market size of Ice Cream in India and the market structure of this segment respectively. 3. Chocolates The Chocolates market is estimated at 35,000 tonnes valued at approximately Rs. 8. 0 bn. The chocolate counter market is worth nearly Rs. 2. 5 to 3. 5 bn and the rest is made up of chocolate bars. Chocolates in fact make up less than a fourth of the sweet-tooth products including sugar boiled confectionery mints and chewing gums. Sugar confectionery is by far the largest segment with a share market growth rates indicate that the cheese market in India is growing steadily. The organised market for ice creams of about 60 mn litres has been growing at around 15% per annum. Technology Export Potential of Milk and Dairy Sector exceeding 60%. Annexure 6 (a) and 6 (b) gives the market size are structure of chocolate market in India. 4. Dairy Whiteners The organised dairy industry processes an estimated 15% of the total milk output in India. The industry has maintained a high growth profile, especially in the wake of the Operation Flood, colloquially also termed as White Revolution, initiated in early 1980s. Today India produces over 80 mn tonnes of milk annually. In terms of value, the total milk economy is estimated at Rs. 1200 bn. The market for dairy whiteners (commercially know as beverage milk powders and condensed milk) and creamers is around Rs. 2,750 mn. The growth of market size of dairy whiteners in the last 10 years is given in Annexure 7 (a) and 7 (b). Apart from MNCs like Nestle and companies like Britannia, the Indian enterprises have also made perceptible progress. Names like Amul, Sapan, Vijaya, Mohan, Parag and several others have been seen in the marketplace with their whiteners. Aseptically packed creamer in miniportions is widely used in the west, but has yet to enter the Indian market. Aseptically packed creamer involves techniques to impart a longer shelf life to the product. It is packed in small cups ready to be poured into a cup of tea or coffee. Creamer is fresh milk with increased fat content (upto 12%) and is aseptically packed after undergoing Ultra Heat Treatment (UHT) at 140oC. Its introduction will affect the existing whitener market as a natural milk product with a longer shelf life. The organised dairy industry processes an estimated 15 % of the total milk output in India. The industry has maintained a high growth profile, especially in the wake of the Operation Flood, col loquial ly also termed as White Revolution , initiated nearly 1980s. Technology Export Potential of Milk and Dairy Sector The potential for exports; especially to neighbouring countries and the countries in the Middle east, the Gulf and Africa, also exist and could be exploited. 5. Baby Foods Conventionally, foods (solids, semi-solids and liquids)badministered to babies of upto two years of age are classified as baby foods. In some cases, however, baby foods are continued to be given to children older than of two years depending on socio-economic, health-related and geosocietal conventions. The concept of packaged baby foods is relatively recent in India. The traditional homemade foods have dominated this sector until the induction of packaged foods mostly from multinational companies. Baby foods have assumed special significance in the recent years because of greater awareness of hygiene and health and constraints on time of busy mothers. A reliable, healthy, convenient and readyto-use baby food is the requirement of the day. India is catching up with the rest of the developed world in this area rater fast. A comparison of growth rates over the last 10 years shows that these has been a steady rise of market size. Annexure 8 (a) and 8 (b) gives the market size and the market structure of baby foods in India. The packaged food products for babies are broadly classified into a) cereal-based such as Nestum; b) cereal-based with milk such as Farex, Cerelax, c) milk-based such as Lactogen, d) ready-to-feed liquids, and e) rusks and biscuits. Infant milk foods constitute the most significant segment. The potential for exports;especially to neighbouring countries and the countries in the Middle east, the Gulf and Africa, exist and could be exploited. Technology Export Potential of Milk and Dairy Sector. 6. Biscuits and Bakery Products The Indian bakery industry is dominated by the small-scale sector with an estimated 50,000 small and medium-size producers, besides the 15 units in the organised sector. Apart from the nature of the industry which gravitates to the markets and caters to the local tastes, the industry is widely dispersed. The two major bakery products, biscuits and bread, account for 82% of all bakery production. The unorganised sector accounts for about two-thirds of the total biscuits production estimated at 1. 3 mn tonnes. It also accounts for 80% of the total bread production which is estimated at 1. 5 mn tonnes and around 90% of the other bakery products estimated at 0. 6 mn tonnes. The last includes pastries, cakes, buns, rusks and others. Annexure 9 (a) and 9 (b) gives the growth of market size of biscuits over the last ten years. Biscuit is estimated to enjoy around 37% share by volume and 75% by value of the bakery industry. The organized sector caters to the medium and premium segments, which are relatively less price-sensitive. The organised sector is unable to compete at the lower price range due to the excise advantage enjoyed by the informal sector. The organised segment in biscuits has witnessed a steady growth of about 6%, conforming broadly to the growth rate of GDP. The production crossed the one-million tone mark in 1995-96 which has now grown by estimated 30%. The size of the bread market is estimated at Rs. 13 bn. There are a number of producers in both sectors, organised and unorganised. From a low priced commodity, bread has The two major bakery products , biscuits and bread, account for 82% of all bakery production. Biscuit is estimated to enjoy around 37% share by volume and 75% by value of the bakery industry. Technology Export Potential of Milk and Dairy Sector graduated into a branded product with discriminating prices. 7. Confectionery The Indian confectionery market includes sugar boiled confectionery, hard-boiled candies, toffees and other sugarbased candies. In 2000, sugar boiled confectionery had penetrated an estimated 15% of the households only, suggesting a large potential for growth. There are about 5,000 units catering to the local markets. The total volume of the sugar boiled confectionery market in the organised sector (comprising plain / hard-boiled candies, toffees, eclairs and gums) is around 125,000 tonnes. Add to this the unorganized sector and the market for all types of confectionery is of the order of 250,000 tpa. That translates into 66% market share of the unorganized sector by volume. In value terms it is less than 50%. The sector’s expansion at a rate of 25% in 1998 had dropped to 17% in 1999 and registered a negative growth of 2% in 2000. In the long run it is slated to grow at 8 to 10% annually. The growth in the size of the confectionery market is gives as Annexure 10 (a). The total volume of the sugar boiled confectionery market in the organised sector is around 125,000 tonnes. Add to this the norganized sector and the market for all types of confectionery is of the order of 250,000 tpa. Exports: Export of certain milk products like milk powder, ghee and butter was canalised uptil 1993. With the objective of promoting exports of milk products, the Govt. have dechannelised the export of these milk products with effect from mid 1993. According to the EXIM Policy for 1997- 2002, the policy for export of these milk products is as under: Powder milk (skimmed or full Cream) whole and infant milk food, pure milk Ghee and Butter, except when exported as branded products in consumer packs, not exceeding 5 kgs in weight, will be exempted from the following conditions : 1) Quantitative i ceiling as may be notified by the DGFT from time to time. 2) registration-cum-allocation certificate issued by agricultural and processed Food Products Export Development Authority (APEDA). The Director General of Foreign Trade, Ministry of Commerce vide Public Notice No. 48/RE-98/1997-2002 dated 13th October, 1998 have removed the quantitative ceiling for export of powder milk and ghee and their export is now freely allowed. However, butter, if exported in packaging exceeding 5 kg. in weight, continues to be under the quantitative ceilings. Products for exports Skimmed Milk Powder, Whole Milk Powder, Ghee, Butter, Cheese, Condensed Milk, Casein etc. are some of the milk products being exported from India. With the objective of promoting exports of milk products, the Govt. have dechannelised the export of these milk products with effect from mid 1993. The export figures of dairy products during the last five years are given in Annexure 11. Major Destinations- UAE (43%), Nepal (19%), Bangladesh(12%) Future Markets South East Asia, Russia and Africa will be the emerging market for Indian dairy products. In the immediate future, there is prospect of an additional demand of over 3 million tonnes of milk products in the ASEAN region alone. The EU dairy exports will become limited by GATT agreements, while Australia-New Zealand do not have adequate production capacity. Equally significant is the rise of Russia as the world’s biggest dairy importer. Although by far the biggest milk producer in Europe, the Russian output has declined by more than 25 percent in the past five years. The shortfall in milk production is estimated to be 13 million tonnes a year. These major deficits in milk availability offer an opportunity for India to fill this vacuum and to become leading dairy exporting nations. Potential for value added products Ethnic Indian dairy products like Sweets Shreekhand, Rusgulla, Khoya and Ready-to-Eat-Kheer, Haluwa, etc. have good demand in the countries where ethnic Indian population is settled. For promotion of these products, we require export worthy consumer packing, which also improves the shelf-life of the product. South East Asia, Russia and Africa will be the emerging market for Indian dairy products. Technology Export Potential of Milk and Dairy Sector APEDA has initiated following steps to increase export of dairy products: Standards have been laid down for export of dairy products APEDA is offering subsidies for implementation of HACCP and ISO 9000, installation and upgradation of laboratories and market promotion through sending of samples, printing of catalogue brochures and brand publicity through advertisement etc. under it’s plan scheme. Export market development will depend on ensuring the quality. This will require that exporters ensure quality from the milk animals to the port and beyond. To build the quality, mechanized dairy fanning requires encouragement with export oriented processing facilities. Manufacturing units linked by contract with large scale producers, can ensure of quality raw material necessary to enter and maintain the position in the international market. It is the cow milk which is recognized in the international market. Since India is producing more of buffaloe milk, there is a need for generic promotion of buffaloe milk. Many countries in the world do not import milk products from India since India is reporting many livestock diseases particularly FMD. Efforts are, therefore, needed to control and eradicate FMD at least in major milk producing States. Creation of chilling facilities at block level village level and transportation of liquid milk to processing units in reefer units . NATIONAL DAIRY DEVELOPMENT BOARD (NDDB) The National Dairy Development Board was created to promote, finance and support to the following: 1- Producer owned and controlled organizations. NDDB’s programmes and activities. 2- Seek to strengthen farmer to support national policies that are favorable. 3- To the growth of such institutions. Fundamental to NDDB’s efforts are co-operative principles and the Anand Pattern Co-operatives of Cooperation. The National Dairy Development Board (NDDB) was founded to replace exploitation with empowerment, tradition with modernity, stagnation with growth, transforming dairying into an instrument for the development of India’s rural people. Policies in Milk Milk Products Milk and Milk Products Order (MMPO) regulates milk and milk products production in the country. The order requires no permission for units handling less than 10,000 litres of liquid milk per day or milk solids upto 500 tpa. Mi lk and Milk Products Order (MMPO) regulates mi lk and mi lk products production in the country. A l l t h e m i l k p r o d u c t s except malted foods are covered in the category o f i n d u s t r i e s f o r wh i c h f o r e i g n e q u i t y participation upto 51% is automatically allowed. 1 8 Technology Export Potential of Milk and Dairy Sector All the milk products except malted foods are covered in the category of industries for which foreign equity participation upto 51% is automatically allowed. Icecream, which was earlier reserved for manufacturing in the small scale sector, has now been dereserved. As such, no license is required for setting up of large scale production facilities for manufacture of ice cream. Subsequent to dechannelisation exports of some milk based products are freely allowed provided these units comply with the compulsory inspection requirements of concerned agencies like: National Dairy Development Board, Export Inspection Council etc. Bureau of Indian standards has prescribed the necessary standards for almost all milk based products, which are to be adhered to by the industry. Regulatory Environment in the Dairy Processing Sector in India The Indian processed dairy industry has grown and diversified enormously in the last few years. To ensure the proper development and growth of this industrial sector, the Government of India has instituted various laws and regulations. The various regulations that govern the dairy processing industry can broadly be classified into: Compulsory Legislation Prevention of Food Adulteration Act, 1954 This Act is the basic statute that is intended to protect the common consumer against the supply of adulterated food. This specifies different standards for various food articles. The standards are in terms of minimum quality levelsTechnology Export Potential of Milk and Dairy Sector 1 9 intended for ensuring safety in the consumption of these food items and for safeguarding against harmful impurities and adulteration. The Central Committee for Food Standards, under the Directorate General of Health Services, Ministry of Health and Family Welfare, is responsible for the operation of this Act. The provisions of the Act are mandatory and contravention of the rules can lead to both fines and imprisonment. Milk and Milk Product Order (MMPO). 1992 The Milk and Milk Product Order (MMPO), 1992, issued on June 9, 1992 seeks to ensure the supply of liquid milk, an essential commodity, to consumers by regulating its processing and distribution. Within eight years of its operation, the Central/State Registering Authorities have till December 2000 registered 666 units with a total processing capacity of 65. 8 million litres per day (mlpd). Salient Features of the MMPO Order include the following: – Registrations for units handling up to 75,000 litres of milk per day are granted by the State Governments and units with more than 75,000 litres per day capacity are registered by the Central Registering Authority. – The Certificate also specifies the milkshed area, which, under the order is defined as a geographical area demarcated by the Registering Authority for the collection of milk by the registered unit. – Maintenance of specified hygienic conditions in the premises where milk and milk products are handled, processed, manufactured or stored. 2 0 Technology Export Potential of Milk and Dairy Sector The collection, transportation and processing of milk normally centres around the operations of a processing plant. The region from which the marketable surplus of milk production finds its way to a processing plant is called.